Below, we've created an example of a debt settlement proposal letter that you can use as a guide. Your letter can be sent via your preferred contact method.This article provides a template for a debt settlement proposal letter and explains what a debt settlement letter should contain. Use this letter to help you negotiate a full and final settlement offer with your lender. A demand letter is an official notice requesting money, possession of assets, or action on a legal matter. Use this letter to help you negotiate a full and final settlement offer with a creditor. This form is furnished to give you a statement of actual settlement costs. Loan estimate and closing disclosure forms and samples. Download English and Spanish versions of TRID model and sample forms for different loan types. Both are legally binding on all parties.