If you decide to reject the settlement offer, you'll need to do so in writing. Discover the consequences of what happens if you don't accept a settlement.Learn how to navigate failed settlement talks effectively. Always respond to a low settlement offer in writing rather than over the phone or in person. If you disagree with the offer, you can decline it. However, rejecting a settlement offer isn't as simple as saying, "Sorry, I won't accept it." Looking for a sample nonengagement letter? We've created a guide to non-representation letters and also included a sample letter. That is basically a request for me to reject a settlement opportunity; decline it kindly, and with appreciation. Reserve your insulting comments.