I looked back at some rejection letters I sent and realized that I usually follow a pretty simple format: Say thanks. If you reject a settlement offer, or fail to keep up with a payment arrangement, your creditor might take you to court.Understand your options when the insurance company makes a lowball injury settlement offer, and see a claimant's sample response letter. If you disagree with the offer, you can decline it. However, rejecting a settlement offer isn't as simple as saying, "Sorry, I won't accept it." Sample Rejection Letter for a Low Settlement Offer. This form is available on Westlaw. Easily search more than 600,000 legal forms to find the exact form you need. For the king, see Lacedaemon (mythology). Sparta was a prominent city-state in Laconia in ancient Greece.