If the offer is unacceptably low, you can reject it outright, but it is often more effective to make a counteroffer. If the insurance company refuses to negotiate a reasonable settlement agreement, your last option is to take the matter to court.Should you calculate your losses before filing a claim? This article delves into the complexities of such a decision, the subsequent steps, and the importance of informed legal guidance throughout the process. Understand your options when the insurance company makes a lowball injury settlement offer, and see a claimant's sample response letter. If you disagree with the offer, you can decline it. However, rejecting a settlement offer isn't as simple as saying, "Sorry, I won't accept it." In this guide you will learn: What is an insurance demand letter, How to write a demand letter, How much to ask for in a settlement demand letter. Defense counsel only gets one shot to depose the Plaintiff, so offer up your client as soon as possible to be deposed. Edit, sign, and share letter to insurance regrading settlement online.