Victims who want to respond to a low settlement demand offer must use factual information, persuasive arguments, and a professional tone. This letter should clearly state that the initial offer is unacceptable and refute any inaccuracies in the insurance adjuster's statements.After careful consideration, I must reject this offer as it does not meet my needs based on the severity and ongoing nature of my injuries. I wish to file an appeal concerning. This is a sample letter seeking a reduction in a medical lien. You have 20 days to respond to a debt lawsuit in Arizona. The template below can help you write your own pay for delete letter. Simply update the bolded portions with your own information. Show All Answers. 1. Skip to Main Content. Menu.