Here is a quick template for those looking to send a settlement offer to a collection agency or Pay for Delete. This article provides a template for a debt settlement proposal letter and explains what a debt settlement letter should contain.This article will make the process of responding to a debt lawsuit a little bit easier and tell you how to answer a summons for debt collection in Florida. Our primary job responsibility includes extensive telephone collections to recover delinquent debts on behalf of Miami-Dade County. A debt settlement letter is all you need to negotiate debts with your creditors. It asks you to pay a certain settlement amount to the collection agency. To fill out this letter, clearly write your name and address at the top. Include the date and the collection agency's name and address. The FTC says a debt collection operation in Charlotte, NC pretended to be lawyers. Really, they were not lawyers and had no authority to collect debts.