It's crucial to have a legal representative to navigate this process. Provide a clear explanation of why you are rejecting the offer and include any supporting evidence that backs up your position.If asked to give a recorded statement, politely decline until you've had a chance to consult your attorney. The first step in rejecting a low settlement offer is to write a letter to the insurance company stating the rejection. To properly reject an insurance settlement offer, you must communicate the rejection in writing through a formal demand letter. Settlement value of personal injury car accident case in New Jersey. Statistics and sample settlements and verdicts with 2024 updates. Always respond to a low settlement offer in writing rather than over the phone or in person. Md.), a private lawsuit brought under the Fair Housing Act (FHA), the Equal Credit Opportunity Act (ECOA), and other laws. Appellate opinions are posted at 10 a.m.