Understand your options when the insurance company makes a lowball injury settlement offer, and see a claimant's sample response letter. Victims who want to respond to a low settlement demand offer must use factual information, persuasive arguments, and a professional tone.If you disagree with the offer, you can decline it. However, rejecting a settlement offer isn't as simple as saying, "Sorry, I won't accept it." In this article, find out the proper way to do this. If the settlement offer is the initial one, chances are that you should almost always reject it. Help with Tax Exemption I have a dear friend who is a senior citizen who's husband just passed away in a tragic car accident. Unquestionably did fill out. 19. Cut and fill makes up 60 to 70 percent of this unit. We want you to feel supported and guided through this entire process.