This form is a sample letter in Word format covering the subject matter of the title of the form.
This form is a sample letter in Word format covering the subject matter of the title of the form.
If you choose to reject the low settlement offer, you must communicate your decision to the claims adjuster. Your legal representative can help you write a letter that states your intentions. Within the letter, you can indicate that you reject the offer and highlight why you deserve a higher settlement amount.
I am writing in response to the settlement offer you presented on Settlement Offer Date, related to claim number Claim Number for the incident that occurred on Incident Date. After careful consideration, I must reject this offer as it does not meet my needs based on the severity and ongoing nature of my injuries.
Keep your emotions out of the letter and stick to facts, such as the extreme pain and suffering you have had to endure and the frustration and hassle of attending medical treatments. Be professional, courteous, and confident, and never attack the claims adjuster personally in your counteroffer letter.
In a claim refusal letter, begin with a statement of appreciation, common ground, or understanding; provide a concise and factual explanation; and end in a friendly and confident way. Remember to use the indirect approach.
Rejecting the first compensation offer is often a wise decision, especially if it feels rushed or doesn't account for the full scope of your injuries and potential long-term expenses. Many initial offers address only immediate costs, allowing insurers to settle quickly while minimizing their payout.
name of claims adjuster, I received your letter dated date of written settlement offer. I have reviewed your letter very carefully, including your settlement offer. Unfortunately, I cannot accept your offer for the reasons discussed below.
I am writing in response to the settlement offer you presented on Settlement Offer Date, related to claim number Claim Number for the incident that occurred on Incident Date. After careful consideration, I must reject this offer as it does not meet my needs based on the severity and ongoing nature of my injuries.
Tell them you expect to get compensated at least reasonably in line with what you're worth. Also tell 'em you don't want to take it, then be quickly jumping to something else because the offer elsewhere is far too good to refuse, and greatly exceeds their 'policy' limits.
Be sure you send your letter to the appropriate person, whether that be an insurance adjuster or an attorney. Make it clear that you are rejecting their initial offer and include your reasons for doing so. If they provided written reasons for their low initial figure, you should also respond to those in writing.
Once your solicitor is in possession of all the required evidence, they will assess the adequacy of the offer against your pain and suffering, as well as your actual and potential losses. If the amount detailed in the offer is inadequate, your solicitor will likely advise you to reject the compensation offer.