Use these sample letters for declining a job offer as a starting point to fill in your details. You can reject an insurance settlement offer if you believe it is inadequate to cover your losses.Decline a job offer politely with our job offer rejection letter template. Say no gracefully and maintain a positive relationship. Victims who want to respond to a low settlement demand offer must use factual information, persuasive arguments, and a professional tone. Unfortunately, I have decided not to accept the position, as it isnt a good fit for me at this time. How do I decline a job offer without offending? Your ability to negotiate fair terms and conditions of a settlement agreement is largely dependent upon your general negotiating position.