You can use the following Cease and Desist letter to debt collectors as a template. To fill out this letter, clearly write your name and address at the top.Include the date and the collection agency's name and address. If the collection agency or creditor rejects your offer, don't lose hope. This Form Assistant gives you a letter that lets debt collectors know that you do not agree that you owe a debt they have contacted you about. If you reject a settlement offer, or fail to keep up with a payment arrangement, your creditor might take you to court. How to use this sample letter: 1. Read the background below. 2. I told the collection agency I went through if they didn't give it to me in writing before I paid, I wasn't giving them any money. I do not believe that I owe this debt or what you say I owe.