Below, we've created an example of a debt settlement proposal letter that you can use as a guide. Your letter can be sent via your preferred contact method.This article provides a template for a debt settlement proposal letter and explains what a debt settlement letter should contain. Use this letter to help you negotiate a full and final settlement offer with your lender. A demand letter is an official notice requesting money, possession of assets, or action on a legal matter. Ohio Free Debt Validation Letter. Use our debt validation letter to request the validity of a debt. This form is furnished to give you a statement of actual settlement costs. The Ohio Payoff form is a crucial document designed to facilitate the release of liens and the resolution of debts owed to the State of Ohio.