Want to settle your debt? If you already responded to the lawsuit, go here to send an offer to settle the debt outside of court.This article provides a template for a debt settlement proposal letter and explains what a debt settlement letter should contain. Get the facts about a debt settlement program so you can make an informed decision about whether it's the right way to solve your problems with debt. Rejecting a settlement letter could either lead to further negotiations or to a courtroom trial where you seek a jury award for your losses. Below, we've created an example of a debt settlement proposal letter that you can use as a guide. This manual is intended to assist persons who are involved in the administration of a decedent's estate in Virginia. The Defendant in the trial court, the Appellant in the Fourth. I 97 5-83, Palm Beach, Fla. Debt Collector License No: DC0861 Mortgage Lender License No: ML1852 NMLS No. 1852 1661 Worthington Rd., Suite 100.