Below is a sample, fillintheblank letter that you can use as a guide for disputing a debt with a collector. Relating to the debt.You can send our Motion to Compel Arbitration to the creditor, which compels them to follow through with the arbitration clause in the contract. This article provides a template for a debt settlement proposal letter and explains what a debt settlement letter should contain. You may be eager to know if you, the creditor, approve or decline the proposal. Adding a response date in the letter helps get a faster reply. How to use this sample letter: 1. Read the background below. 2. I am writing to notify you that under the Fair Debt Collection Practices Act, I am requesting that you to cease all communications with me. Summary: Sued for debt?