Victims who want to respond to a low settlement demand offer must use factual information, persuasive arguments, and a professional tone. I wish to file an appeal concerning.Rejecting the settlement protects your rights to maximum compensation under California personal injury law and allows you to fight for a fair settlement. Understand your options when the insurance company makes a lowball injury settlement offer, and see a claimant's sample response letter. This is a sample letter seeking a reduction in a medical lien. You can also send a debt settlement offer, which requests the creditor or debt buyer to settle the debt out of court. Sample Letters to Dispute Debt. " Sample Dispute Letter. Although a debtor is not personally liable for discharged debts, a valid lien (i.e. This report seeks to provide a comprehensive overview of the impact of COVID-19 across the immigration system in the United States.