A typical personal injury demand letter is broken up into three parts – Accident Facts, Medical Facts, and Life Facts. Learn what to do if your California attorney mishandles your settlement money during your personal injury lawsuit.This article delves into the complexities of such a decision, the subsequent steps, and the importance of informed legal guidance throughout the process. Understand your options when the insurance company makes a lowball injury settlement offer, and see a claimant's sample response letter. The short answer is yes. If you decide to reject the settlement offer, you'll need to do so in writing. If you disagree with the offer, you can decline it. However, rejecting a settlement offer isn't as simple as saying, "Sorry, I won't accept it." Write a Rejection Letter. You may get far less than the wages and penalties to which you are entitled according to the law.