After careful consideration, we have discussed the counter-offer provided. Edit, sign, and share letter to decline offer online.No need to install software, just go to DocHub, and sign up instantly and for free. Understand your options when the insurance company makes a lowball injury settlement offer, and see a claimant's sample response letter. Victims who want to respond to a low settlement demand offer must use factual information, persuasive arguments, and a professional tone. Learn "do's and don'ts" of returning rejected offers, and some options for dealing with rejecting multiple offers on a property. If you disagree with the offer, you can decline it. However, rejecting a settlement offer isn't as simple as saying, "Sorry, I won't accept it." So we put in offer for a property yesterday and the RE agent came back with a counter offer that is higher than we would like to pay. You have no legal obligations to respond to a subrogation letter.