After careful consideration, we have discussed the counter-offer provided. A letter to the opposition to say you do not agree to their conditions, but will sign against your best judgment and pursue them after signing the contract.Edit, sign, and share letter to decline offer online. No need to install software, just go to DocHub, and sign up instantly and for free. For completed examples of some legal forms, see our Self Help Form and Sample Packets page. Handwritten forms are hard to read. Understand your options when the insurance company makes a lowball injury settlement offer, and see a claimant's sample response letter. If you disagree with the offer, you can decline it. However, rejecting a settlement offer isn't as simple as saying, "Sorry, I won't accept it."