Complaint sample. PDF. Complaint fill in. PDF.Most court cases are settled. In a settlement, both parties agree to the outcome of the case and there is no trial before a judge or a jury. This article provides a template for a debt settlement proposal letter and explains what a debt settlement letter should contain. Use this letter to help you negotiate a full and final settlement offer with a creditor. What to include in the Suffolk demand letter? Use this letter to help you negotiate a full and final settlement offer with your lender. Below, we've created an example of a debt settlement proposal letter that you can use as a guide. Your letter can be sent via your preferred contact method.