Use this letter to help you negotiate a full and final settlement offer with a creditor. The University of Texas School of Law, March 2006.This article provides a template for a debt settlement proposal letter and explains what a debt settlement letter should contain. A. "Abatement Accounts Fund. The figure you offered is insufficient in light of the facts of the case. "Allocation Statute. For example, Freddy is served with a Summons and Complaint for his credit card debt on April 1, 2022. When a debtor is facing financial hardship and seeking out debt relief, they deserve every option our country can offer. It is important to dispute inaccurate information with both the credit reporting company that created the report and the company that first. This Agreement will then be filed as part of.