This form is a sample letter in Word format covering the subject matter of the title of the form.
Sample Letter Rejecting Settlement Offer With Debt Collector In Virginia
Category:
State:
Multi-State
Control #:
US-0014LTR
Format:
Word;
Rich Text
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FAQ
Dear debt collector, I am responding to your contact about collecting a debt. You contacted me by phone/mail, on date and identified the debt as any information they gave you about the debt. I do not have any responsibility for the debt you're trying to collect.
name of claims adjuster, I received your letter dated date of written settlement offer. I have reviewed your letter very carefully, including your settlement offer. Unfortunately, I cannot accept your offer for the reasons discussed below.
I am responding to your contact about a debt you are attempting to collect. You contacted me by phone/mail, on date. You identified the debt as any information they gave you about the debt. Please stop all communication with me and with this address about this debt.
Always reject a settlement offer in writing. Type a letter to your contact at the insurance company listing the reasons you think that their offer is too low. Back up these reasons with concrete evidence attached to the letter. Finally, provide a counteroffer of a sum you think is more reasonable.
I am writing in regards to the above-referenced debt to inform you that I am disputing this debt. Please verify the debt as required by the Fair Debt Collection Practices Act. I am disputing this debt because I do not owe it. Because I am disputing this debt, you should not report it to the credit reporting agencies.
Respond to their communication in writing saying something along the lines of: Dear sirs, Thank you for your communication dated xx, the contents of which have been noted. I do not recognise this alleged debt, and require you to prove this alleged debt.
I am responding to your contact about a debt you are attempting to collect. You contacted me by phone/mail, on date. You identified the debt as any information they gave you about the debt. Please stop all communication with me and with this address about this debt.
However, refusing a settlement offer does extend the life of your claim and delays when you receive compensation. If you have pressing medical bills or other expenses, this is a factor to consider. You'll also need to invest more time and energy into your case, including providing more documentation of your damages.
This letter should clearly state the reasons for rejecting the offer, such as it not providing maximum compensation for the damages incurred. Provide specific reasons for your rejection, highlighting the damages and losses not covered by the proposed settlement.
If you get an unexpected call from a debt collector, here are several things you should never tell them: Don't Admit the Debt. Even if you think you recognize the debt, don't say anything. Don't provide bank account information or other personal information. Document any agreements you reach with the debt collector.
