They only accept personal check or money order for the passport application. Know how and who you'll pay: Be prepared with cash or a debit card, the name of the payee and the amount you want to send.You cannot pay with a credit card. Fill out the money order at the counter with a retail associate. You typically can't buy a money order with a credit card. Instead, you'll need to use cash or a debit card that takes funds directly from your bank account. You will need a touch-tone telephone and a credit card (VISA and MasterCard accepted). 1. Fill in the payee's name. Put the payee's name on the line labeled "Pay to the order of" or "Pay to. You deposit money each month with the credit counseling organization.