The Georgia Loan Agreement form is a legal document that outlines the terms and conditions governing a loan between a borrower and a lender in the state. Are you looking for a loan agreement form in Georgia?Download our free Georgia Loan Agreement Form which is available as PDF or Word documents. An IOU (I Owe You) is a legal document that sets out the details of a loan made between two people, a borrower, and a lender. Edit and download in PDF. When someone offers to help you make a down payment on a house, your lender will require a gift letter for a mortgage. Here's what it includes.