With this letter, your REALTOR® will negotiate the best deal for your new home. We are Lantzman Lending, Riverside hard money lenders with over 30 years of direct private money lending experience.We offer fast, reliable financing. In general, the documentation you will need includes: Check for appraisal. Property Information (if you already have a contract on a house). The purpose of the letter is to describe why the borrower may not be able to make their mortgage, car loan, or other debt payments. Below you will find links to useful forms and documents for easy and convenient access. Apply for a Riverside California DSCR Loan in 60 Seconds. If eligibility is established, the lender may print the COE for their records. This eliminates completing a paper application (VA.