Insurance Law involves the regulation of all types of insurance of risk: property, automobile, personal and professional liability, life, health, long-term care, and disability, among others. Most areas of the insurance industry are regulated, so insurance law attorneys should be comfortable with administrative law.

Governor Hochul has signed into law two pieces of legislation commented on by the City Bar's Insurance Law Committee. The first will require automobile insurance carriers to offer supplemental spousal liability coverage to married persons on an opt-out basis, and to unmarried persons on an opt-in basis.

The fundamental principle is that both the parties in an insurance contract should act in good faith towards each other, i.e. they must provide clear and concise information related to the terms and conditions of the contract.

An insurance defense attorney can represent insurers and their policyholders in all aspects of the claims process, including: Automobile third party liability. Uninsured and underinsured motorist claims. First-party wage and medical coverage. Property and homeowners claims.

Clausen Miller's coverage attorneys are divided into two groups: those who provide coverage advice and defend first-party property insurance carriers, and those who provide coverage advice and defend third-party liability insurers.

Car Insurance Policies and the "Duty to Defend" Most liability car insurance policies contain language stating that the insurer will provide a lawyer for the policyholder if they get into a car accident and they're sued for injuries and other losses ("damages") resulting from the crash.

If a commercial property damage claim is disputed, insurance companies will notify their legal counsel to help protect their business interests. These insurance defense lawyers may work for independent law firms or as in-house counsel for an insurance company.

Prosecuting attorneys represent the government against which an alleged crime was committed, whether on the local, state, or federal level. Defense attorneys represent the defendant accused of a crime.

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Attorney For The Insurance Company In Alameda

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