File IRS form 1095-A to get highest federal tax return. Learn what to do, how to file, why you got form, what to do if no 1095-A.The Form 1095-A is used to reconcile Advance Premium Tax Credits (APTC) and to claim Premium Tax Credits (PTC) on your federal tax returns. Form 1095-A is used to report certain information to the IRS about individuals who enroll in a qualified health plan through the Health Insurance Marketplace. Use Form 1095A, Health Insurance Marketplace, to file your federal taxes. You'll get this form from the Marketplace, not the IRS. Do I need form 1095 to file my taxes? If you had insurance through healthcare. Form 1095-B contains information to prove that you (and any covered dependents) had medical coverage in the last calendar year (January – December). Insurance corporation tax forms (current year).