No legitimate organization will guarantee to settle all of your debts or get you fast loan forgiveness. You have 30 days to respond to a debt lawsuit in California.We too have a spiritual tank that needs to be full. 'debt forgiveness' to be the same as income. In this article, we discuss when it's OK to make an agreement with home owners to forego collecting debt you have every right to collect. You should respond in one of three ways: Admit. Admit the paragraph if you agree with everything in the paragraph. Deny. The CalFresh office has many ways of collecting overissued (overpaid) CalFresh benefits. The student will be required to repay the calculated balance to the Department of Education. The address for the attorney will be in the Summons and Complaint you received in the mail.