SoloSettle can help you settle the debt once and for all. There are two ways a Proof of Claim may be filed with the court.The instructions below provide guidance for online filing of claims. Arizona's fair debt collection laws make it illegal for debt collectors to use deceptive or unfair collection practices. Uniform Commercial Code (UCC) establishes a standard for recording liens across the country. The Fair Debt Collection Practices Act (FDCPA) makes it illegal for debt collectors to use abusive, unfair, or deceptive practices when they collect debts. The Cash Assistance program provides temporary cash benefits and supportive services to the neediest of Arizona's children and their families. It requires each party send to the other party a detailed statement with the specific positions the party proposes to resolve all issues. A successful debt management plan requires you to make regular, timely payments, and can take 48 months or more to complete. Summary: Residents of Arizona can report unlawful debt collectors to the Arizona Attorney General or directly to the Federal Trade Commission.