The Fresh Start Debt Relief Program provides relief from certain vehicle ticket debt to people who obtain Chapter 7 bankruptcy discharges. You also must pay secured debts, like mortgage and car loans, if you want to keep your property.A debt consolidation loan is one option to streamline your finances and cut down on interest paid, even if you have bad credit. The attorney can give you straight answers to your bankruptcy questions and help you relieve the burden of debt. Contact our Chicago loan enforcement lawyers if you need help collecting money owed through a secured or unsecured loan in Illinois. Written debt – a loan or contract to buy something – is 10 years; secured debt, like an auto loan, is four years. Money Fit helps Chicago residents find debt relief through trusted, nonprofit services. Dimand Walinski Law Offices, P.C. can help you secure repayment plans to combat your company's debt collection losses. Need help restoring your credit after bankruptcy? Credit card bills; Personal loans; Other similar debts.