For over 30 years, Clarks' The Law of Secured Transactions under the Uniform Commercial Code has been the authoritative guide on secured lending. The last letter from Major Sullivan Ballou, written to his wife leading up to the battle at First Bull Run.Headquarters, Camp Clark We haven't balanced our budget 28 out of the last 34 years. An emergency fund is money you set aside, in an accessible place, to pay for unexpected expenses like car repairs or medical bills. They then told me that I should be getting served a summons and would need to fill out my court documents. What's the debt ceiling and why should you care? Former Treasury Secretary Jack Lew explains. "Let us avoid debt as we would avoid a plague; where we are now in debt, let us get out of debt; if not today, then tomorrow.