Use the Public Service Loan Forgiveness (PSLF) Help Tool to determine whether you're eligible for PSLF programs and guide you through the process. All borrowers, regardless of loan size, can use SBA's direct forgiveness portal.Applying for forgiveness using the portal can take as little as 15 minutes. If your debts are keeping you up at night and you're struggling to make your minimum payments, debt forgiveness can provide some relief. File Form SSA-632, Request for Waiver of Overpayment Recovery. You may be eligible to have all your student debt canceled. Documentary stamp tax is an excise tax imposed on certain documents executed, delivered, or recorded in Florida. This article provides information about the differences between secured and unsecured debt in the context of bankruptcy, particularly in Florida.