AHCU offers deposit secured loans for members who are looking to establish or working to improve their credit. Submit an application.We will release the lien when the debts on the lien are paid in full with secured funds. Apply for cash assistance online or in person. Eligibility guidelines for families, refugees, adults without children, seniors and people with disabilities. File in person:​​ Go to the Civil Filing counter on the third floor of the C Tower in the Hennepin County Government Center in downtown Minneapolis. U.S. Bank's Access Home Loan helps consumers with low credit scores or income become homeowners with access to down payment assistance loans. Community Action Car Ownership Program is currently not accepting new applications. Car Ownership Program. Find out about CAP-HC's free Financial Wellness Counseling and Workshops.