Discharging debt in a bankruptcy would involve classification of the creditors' claim and an analysis of the property you own. Houston based bankruptcy and disability attorney firm specializes in social security disability case, disability benefits, and bankruptcy cases.This article will make the process of responding to a debt lawsuit a little bit easier and tell you how to answer a summons for debt collection in Texas. If you owe a debt, act quickly — preferably before it's sent to a collection agency. Scammers are posing as legitimate debt collectors—threatening Texans with debt they do not owe. Their tactics can be very intimidating. Money Fit helps Houston residents find debt relief through trusted, nonprofit services. The attached document, (insert title of document), dated (insert date of document) and containing ____ pages, is a true and correct copy of an electronic record. Houston Community College. Reporting Fiscal Year: 2020.