To apply for a Share Secured Loan please complete the Loan Application form and return it to us via: Online - Click on the Apply Online link below. Unlike a traditional auto loan, a PNC Check Ready loan allows you to pre-secure financing for your desired vehicle before heading to an eligible dealer.The creditor generally has 3 years (4 years if the debt is owed for the sale of goods) from the date the debt becomes due to ask the court to order you to pay. Qualified MECU members can now view and accept pre-approved loan and credit card offers from any device with just a few taps. Struggling with bad credit or no Social Security Number? Have a Foreclosure, late payments or Bankruptcy? Complete the entire information sheet and return it to the judgment creditor (plaintiff) along with the documents listed on the form. Find the perfect loan for your next new or used vehicle purchase. Check out our incredibly low auto loan rates. Used auto loans from Securityplus Federal Credit Union offer a rate discount with automatic payments.