We are an approved DDD service provider. Below are common questions we receive from our students about various topics related to financial aid that we can answer in general terms.You must live, work or have business in Worcester, Middlesex, Norfolk, Hampden, Franklin, or Hampshire Counties in Massachusetts. The Citizens' Guide to the Budget is published for the people of New Jersey. You have 35 days to respond to a debt collection lawsuit in New Jersey. To respond, you must draft and file a written Answer into your case. Simply fill out the form below and one of our financial counselors will be happy to get the process started for you! Welcome to United Teletech Financial, a Federal Credit Union, Serving Central New Jersey. Utf More Confidence in Your Financial Decisions. "I will never forget how he stood up for us," Khan said.