Section 40-18-86, Code of Alabama 1975, generally requires that 3 or 4 percent of the purchase price be withheld. If a landlord fails to comply with these requirements, the landlord forfeits the right to withhold any portion of the security deposit plus interest.The maximum that can be garnished is 25 percent of your disposable earnings. What is the Difference Between a "Secured" Debt and an "Unsecured" Debt? Garnishment of Wages. The creditor can file a request to have your employer to withhold part of your wages. 7. List of all monthly recurring debts with outstanding balances and monthly payments. Thank you for your interest in the Montgomery County Homebuyers Program. To claim the credit, you must complete Part K of Form 502CR and attach to your Maryland income tax return. Enter your TIN in the appropriate box.