The written notice disputing the debt should be sent within 30 days of receipt of the notice of the debt from the debt collector. In Nevada, the statute of limitations to collect a debt on a written contract is only 6 years.The law in Nevada caps the security deposit at a maximum of three months' rent. If you do not believe you owe the debt or disagree with the amount, you need to file an Answer within 20 days of receiving the Summons and Complaint. Learn how foreclosures work in Nevada. While the debt may be timebarred for a lawsuit, it doesn't automatically prevent a creditor from filing a claim in bankruptcy court. We offer a free class that covers general info, what is considered collection proof, your legal options, and harassment prevention. Research the Opportunity. If you do not search for work during a week in which you file a claim, benefits may be denied. What about secured debts in Chapter 7?