A very important tool to help you collect money or property from the Debtor is called a Transcript of Judgment. If you have taken out one of these illegal loans, you can find out how to stop the loan in the Payday Loans in New York section below.Ask for Proof of Debt. If your account has been frozen, contact a New York bank-release lawyer right away. New York State participates in several programs that allow us to offset money owed to you, such as a refund, and apply it to your outstanding debt. Do it before a debt collector gets involved. Tell your creditors what's going on, and try to work out a new payment plan with lower payments you can manage. OVERVIEW. 60 Centre Street, Room 119A New York, NY 10007. Telephone: 646-386-3120. Intheblanks form required for any matter originating and electronically filed in Supreme or Surrogate's Courts in Richmond County.