Fill out an online application through our secure application portal. One. If you owe a debt, act quickly — preferably before it's sent to a collection agency.If a piece of property is put up as collateral for a loan, this is called a "secured transaction. This calculator is designed to help determine if debt consolidation is right for you. Fill out an online application through our secure application portal. TCCU offers a range of personal loans, both secured and unsecured. Become a Member, Apply For A Loan, View Our Rates. These cases can include credit card, medical, payday loan, or any other type of consumer debt. Fill out an online application through our secure application portal. Improved Account Security: We are implementing two-factor authentication for all logins in the new UCC system.