Any person requesting to modify or reestablish a Payment Agreement for Fines, Costs, Forfeitures and Penalties must complete the. Looking for Loan Modification in Woodbridge or Fairfax VA ?Call Fisher-Sandler today for your free consultation (703) 494-3323. Following are general guidelines and program requirements intended to assist a lender in completing the form. The Common Law focuses on two subsets of mortgage modifications: those reserved for in the original mortgage agreement and those that are not. We are experts at stopping foreclosure and getting our clients into loan modifications. We help homeowners stop foreclosure, help them keep their homes. If you qualify for loan modification, it could help in a few different ways. Simply fill out the form and we'll be in touch shortly. The FDIC strongly encourages the Servicer to enroll in the HAMP Mortgage Loan Modification. Program.