Com or fax in the request to (201) 839-4512. Looking For Franklin American Mortgage Loan Modification Package?Franklin Savings Loan Modification. Receive a Loan Modification with Franklin Savings utilizing our 20 years of loan modification help. The FDIC strongly encourages the Servicer to enroll in the HAMP Mortgage Loan Modification. Program. What is a loan modification? A loan modification is an agreement between a lender and a borrower that changes (modifies) the terms of a loan to. All it takes is sending information and documents to the lender to show that you qualify for a modification. Please fill out the form below and our attorney will contact you. That as soon as she fell behind in her mortgage payments, she contacted First Franklin to obtain a loan modification.