In order to be reviewed for a loan modification, you may need to fill out an application with your mortgage servicer. During the homeowner assistance process, you may need to submit a variety of documents to help us understand your financial situation.Complete the Application: Fill out any required loan modification forms accurately and completely. 4. In its summary judgment papers, Wells Fargo established that it took title to the property at a foreclosure auction. You can cash these checks and continue to mediation, fill out the mediation form and fax it. Nothing in the Mortgage imposes a duty on Defendants to consider a loan modification. Loan modification process. The affidavit also claimed that Ngotho held title free and clear of any encumbrance. Wells Fargo filed a complaint in the Land Court seeking a. If you are doing asset planning (not protection), you are looking for a land trust.