Your deed must be accompanied with the following completed forms. This agreement shall inure to the benefit of and be binding upon the heirs, devisees, successors and assigns of the parties hereto.The recorded document substitutes a trustee of a trust, mortgage, or other similar document. L. This is a transfer of property: 1. A reverse mortgage can allow you to tap into your home equity to save you from having to sell your home or move out of it. You need to know that a deed and a mortgage are two different things. We do not require any notice to be recorded in our office. In the spirit of personal privacy, I would like to ask you an important question. Your basic problem is how to get off the mortgage and note, since there is no equity you apparently cannot refi.