This research guide contains information and resources related to deeds of trust in Texas. Deeds of trusts are "a deed conveying title to real property to a.A Texas Deed of Trust creates a lien on property to secure a Promissory Note. These are two documents needed for real estate loans and seller financing. Only a deed of trust is recorded to secure the loan, but the loan can subsequently be modified and nothing further need be recorded. Put all the debt in a single deed of trust or mortgage. When cross-collateralizing, consider citing all the debt in a new or deed of trust or mortgage. Do not fill in any information on the Deed of Trust. Do not have the Deed of Trust signed or acknowledged. Most defects in deeds of trust are discovered when a default triggers foreclosure, and the lender hires an attorney to act as Trustee in the foreclosure.