The important feature is that the mortgage secures frequent and routine future advances to be added to the loan balance. A future advance is a clause in a mortgage that provides for additional availability of funds under the loan contract without requiring another loan.The Idaho Supreme Court examined a loan modification agreement in which a lender agreed to release real property from its deed of trust. This article discusses the typical modifications of a note and reviews the use of a note modification agreement and the modification of note forms. §47-9-323 AND §47-28-104(b) NOTICE IS HEREBY GIVEN THAT THIS DEED OF TRUST SECURES FUTURE ADVANCES WHICH ARE OBLIGATORY AND WHICH ARE FOR COMMERCIAL PURPOSES. With Future Advance Clause). The date of this Deed of Trust (Security Instrument) is February 10, 2017. (With Future Advance Clause).