The deed of trust ensures that the property is collateral for the loan in the event that the borrower doesn't make their payments. A Deed of Trust is a legal document similar to a home mortgage.It guarantees a real estate transaction between a lender and a borrower. In real estate transactions, a trust deed transfers the legal title of a property to a third party until the borrower repays their debt to the lender. A warranty deed guarantees that a seller owns the property free and clear of liens. In terms of semantics, however, the big difference is that the mortgage is a twoparty transaction whereas the deed of trust involves three. The short answer to the question is that the trust is almost always the better choice. A gift deed signifies a voluntarily title transfer from a "grantor" (the giver) to a "grantee" (recipient). A Deed of Gift is a legal document that formalizes the transfer of ownership of a property or asset from one party to another as a gift based on related rules.