The letter must explain who is gifting the money, where the donor's funds are coming from and the relationship between the donor and the recipient. Here's a sample gift letter you can use to prove that the money is truly meant as an outright gift, with no expectation of repayment.A short letter like this sample gift letter will cover all of the requirements your lender needs. Pin down the specifics of the property in question. Clearly state the property's address, ensuring there's no ambiguity about where the gift funds are intended. We'll also show you how to write a gift letter with a gift letter template so you can help your donor prepare for underwriting. A mortgage gift letter is a simple but essential document that assures lenders the funds you received are a gift, with no repayment expected. Download newest version of Alameda County Form • Modify, complete, and send online • Large list of various forms and templates.