Here's a sample gift letter you can use to prove that the money is truly meant as an outright gift, with no expectation of repayment. Mortgage gift letters tell the lender that money for your loan came from a gift.Lenders require gift letters when necessary. The letter must explain who is gifting the money, where the donor's funds are coming from and the relationship between the donor and the recipient. It states how much you're getting and from whom. If you use gifted funds toward your home purchase, your mortgage lender will need a gift letter to explain that the money is not a loan. An executor is someone named in a will as the person who will carry out the testator's formal wishes. Complete Final Forms and Prepare for Court. • Fill out the Final Decree of Divorce form and sign it. NOTE: The gift affidavit found on our website does NOT constitute a gift letter.