Lenders generally provide a boilerplate mortgage gift letter template for you to use. Below is a typical gift letter template you can share with donors.This gift is to be applied toward the purchase of the property located at: (Property Address). 3). A short letter like this sample gift letter will cover all of the requirements your lender needs. Here's a sample gift letter you can use to prove that the money is truly meant as an outright gift, with no expectation of repayment. We can define a gift letter as a legal statement that ensures your bank or lender that the funds that came into your bank account are a gift rather than a loan. We'll also show you how to write a gift letter with a gift letter template so you can help your donor prepare for underwriting.