Mortgage gift letters tell the lender that money for your loan came from a gift. Lenders require gift letters when necessary.Download a gift letter for a mortgage. Below is a typical gift letter template you can share with donors. "Streamline your mortgage process using our customizable Gift Letter for Mortgage template. Any gift funds, or gifts of equity, must be reflected on the Uniform Loan Application Form (Form 1003). Evidence of Donor's Ability to Provide Funds. 2. To fill out the Gift Letter, follow the provided instructions to ensure accuracy. Make sure all fields are completed properly. Get the Mortgage gifted deposit form accomplished.